大數據—征信服務

2017-08-23 14:39 來源: 北京飛利信科技股份有限公司
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  • 方案類別:基礎設施
  • 發布企業:北京飛利信科技股份有限公司
  • 方案背景: 加快社會信用體系建設是完善社會主義市場經濟體制、加強和創新社會治理的重要手段,對增強社會成員誠信意識,營造優良信用環境,提升國家整體競爭力,促進社會發展與文明進步具有重要意義。我國社會信用體系建設雖然取得一定進展,但與經濟發展水平和社會發展階段不匹配、不協調、不適應的矛盾仍然突出,依靠人工進行信息收集、數據分析、評估評價的傳統方式已很難適應行業的發展。而采用大數據、云計算等新技術,可以采集更多維度、更大范圍的信用信息,保障評價結果的真實性、高效性、實用性。

  在“政府推動、社會共建”的社會信用體系建設原則指導下,飛利信積極參與推進社會信用體系的建設,參與國家信用信息平臺建設規劃,標準規范的研究,為省、地市的信用平臺建設提供全面的解決方案、技術支撐和運營服務,為企業、社會組織、個人提供準確、可靠的征信服務。

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  將先進的技術手段與深入的業務理解相結合,堅持自主創新,提出了基于通訊數據的個人信用服務。通訊數據用于評估客戶的經濟能力、衡量客戶的社交網絡、顯示客戶的通訊行為;上網數據、IPTV數據能顯示客戶的喜好、傾向、消費等行為;電信定位、移動軌跡等數據顯示客戶工作、生活的穩定性。所以我們的評分報告更精準、覆蓋范圍更廣。國信利信基于通訊數據的個人信用服務在一定程度上拓展了行業內個人信用服務的分析維度,為個人信用的大數據服務提出了新思路。

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責任編輯:徐向南
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